Veteran family in front of their new home
VA Lending Specialist

Your Service Earned This Benefit.

Let's Use It.

As a VA lending specialist powered by Capstone Mortgage Company, I help veterans and active-duty military navigate the home loan process with confidence — and zero down payment.

Your Earned Benefit

Why VA Loans?

The VA loan benefit is one of the most powerful financial tools available to those who've served. Here's why it stands apart.

$0
Down Payment Required

Buy a home with no money down — a benefit earned through your service.

No PMI
Private Mortgage Insurance

Skip the extra monthly cost that conventional borrowers pay.

Lower
Interest Rates on Average

VA loans consistently offer competitive rates below conventional options.

Lifetime
Reusable Benefit

Your VA benefit doesn't expire — use it again and again throughout your life.

All Loan Types

Loan Programs for Every Situation

Whether you're using your VA benefit or exploring other options, I offer the full range of loan programs to fit your goals.

Veteran Specialty

VA Loans

The gold standard for eligible veterans and active-duty military. No down payment, no PMI, competitive rates, and a lifetime benefit you've earned.

Learn About VA Loans
Low Down Payment

FHA Loans

Flexible credit requirements and low down payment options for first-time buyers.

Learn More
Most Popular

Conventional

Competitive rates for buyers with strong credit and stable income.

Learn More
High-Value Homes

Jumbo Loans

Financing solutions for properties that exceed conventional loan limits.

Learn More
Lower Your Rate

Refinance

Reduce your monthly payment or tap into your home's equity with a smart refinance.

Learn More
Client Stories

Veterans Trust Foley Lending

Real stories from those who've served — and found the home they deserved.

"I had no idea how powerful my VA benefit was until I worked with Foley Lending. Zero down, smooth process, and I closed in under 30 days. Couldn't be happier."

James R.
U.S. Army, Retired

"As an active-duty Marine, I needed someone who understood my situation. Foley Lending made the whole process simple and stress-free. Highly recommend."

Maria T.
U.S. Marine Corps

"I've bought two homes with Foley Lending using my VA benefit. The expertise and personal attention is unmatched. This is who veterans should call."

David K.
U.S. Navy, Veteran
Foley Lending loan officer
About Foley Lending

Powered by Capstone Mortgage. Driven by Purpose.

Foley Lending is built on a simple belief: the men and women who serve this country deserve a mortgage partner who truly understands their unique benefits and needs.

As a VA lending specialist backed by the strength of Capstone Mortgage Company, I bring deep expertise and a personal commitment to every client I serve.

Get Started

Ready to Use Your VA Benefit?

Let's find out what you qualify for — no obligation, no pressure. Just honest guidance from a veteran-focused lending specialist.

What to Expect

Fast pre-approval — often same day
No obligation, no cost to apply
Veteran-focused, personalized service
All loan types available
Foley Lending

Powered by Capstone Mortgage Company. Proudly serving veterans, active-duty military, and all homebuyers.

Equal Housing Lender

Get in Touch

Ready to use your VA benefit?

Start Your Application

© 2026 Foley Lending. Powered by Capstone Mortgage Company. All rights reserved.

NMLS# 2049465| Capstone Mortgage Company NMLS#2460211 Licensed in Texas and Louisiana

This is not a commitment to lend. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states. Interest rates and program terms are subject to change without notice.